1. “The Previous US Credit Rating Downgrade Resulted in a Market Sell-Off and Gold Growth” – In August 2011, the S&P agency downgraded the US credit rating, causing a significant decline in risk assets and an increase in gold prices until October 2011.

2. “Fitch Expresses Concerns about Budget Situation and Aging Population’s Impact on Social Spending” – Fitch predicts no improvement in the budget situation due to the increasing social spending driven by an aging population.

3. “The Shift in Focus: From Debt Ceiling to Overall Debt Levels” – The problem no longer lies solely in the debt ceiling but also in the overall amount of debt itself, raising questions about the sustainability of the current situation.