- Analysts find that according to the Federal Reserve's monthly household survey, consumers are not concerned about job loss in the next year.
- Consumers are not adjusting their spending habits due to the gradual decline of extra savings accumulated during the pandemic.
- It is unlikely that there will be a smooth decrease in inflation as consumption patterns do not indicate a shift towards saving.
- It remains uncertain what will happen when these excess savings are depleted – will consumer behavior change or will regular savings continue to be consumed?
